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Health Insurance Waiver

Before Considering A Waiver, Please Be Sure You Have Alternate Coverage The Is Valid In New York State

Waiving out of the Pace Insurance Plan is a self-reporting process and is not independently verified by Pace or by our insurance provider (although we do independently verify that plans for international students include repatriation and evacuation coverage). For this reason, it is critical that all students choosing to waive the school accident/sickness plan consider not only whether they have insurance coverage, but also the degree to which that coverage is valid in New York State.

*Disclaimer: Acceptance of your waiver does not guarantee that your health insurance plan will adequately cover any medical or behavioral health situation that may arise. Not all health insurance plans that originate outside of New York State provide out of state coverage. Both medical and behavioral health coverage are specific to the student's individual plan and should be verified before waiving the Pace Insurance Plan. An acceptance only recognizes that an Insurance Waiver Application stating that you have alternate coverage which meets òòò½´«Ã½òòò½´«Ã½™s waiver criteria was received from you.

The best way to verify the coverage (and limitations in coverage) of your insurance plan is to contact your insurance company. In most cases, there will be a contact number on the back of your insurance card. Before waiving out of the Pace insurance plan, we urge all students to take time to check with their insurance company to verify appropriate coverage in New York State. It is important to get specific confirmation, asking about whether the plan covers the following at the same level in NYS as it may in their home state or country:

  • Urgent care
  • Wellness visits
  • Sick visits
  • Prescriptions
  • Behavioral Health Care
  • Advanced imaging and diagnostic testing
  • Physical therapy

How To Waive The Student Plan

òòò½´«Ã½ who can demonstrate that they have comparable alternate health insurance coverage may waive out of the plan by the waiver deadline (listed above). To do so:

Domestic students

  • and log-in with your Pace ID.
  • Click on the "òòò½´«Ã½" tab.
  • Scroll down to the "Express Links" section and click on "Health Insurance Waiveròòò½´«Ã½
  • Sign-in again with your Pace ID.
  • Once you log in, complete and submit the required information to waive out of the Student Health Insurance.

International students

  • The process for international students to waive their Student Health Insurance coverage is scheduled to be available beginning on June 23. We apologize for the delay.
  • Please note: in order for international students to have the the insurance charge removed from their tuition bill, they must show proof of comparable insurance, including:
    • policy must cover medical expenses incurred for both accidents and sicknesses at a minimum of $250,000
    • policy must also cover Repatriation and Medical Evacuations at a minimum of $50,000 each
    • policy cannot have any pre-existing exclusions clause
    • policy must also be effective for the time that you enter òòò½´«Ã½ until you exit

2025òòò½´«Ã½“2026 Waiver Deadlines òòò½´«Ã½“ Domestic And International

  • Fall 2025: September 19, 2025
  • Spring 2026: February 13, 2026
  • Summer I 2026: June 7, 2026
  • Summer II 2026: July 31, 2026